FAQ
What is samSUI / samUSDC?
Section titled “What is samSUI / samUSDC?”It is a share token: your receipt for a deposit, and a claim on a pro-rata slice of the vault. It grows in value as the vault earns. Hold it to earn; redeem it to cash out.
How do I earn? Do I need to claim anything?
Section titled “How do I earn? Do I need to claim anything?”No claiming. You earn automatically because the share price rises as the vault earns. When you redeem, you get the higher value. See Fees and yield.
Can I withdraw any time?
Section titled “Can I withdraw any time?”Yes. There are no lock-ups. Most withdrawals are instant from the liquid buffer; larger ones also pull from the lending markets in the same transaction. See Withdrawing.
What fees are there?
Section titled “What fees are there?”0% deposit, 0.01% withdraw, and a 10% performance fee taken only from yield (never your
principal). All displayed APYs are already net of the performance fee.
Is my money safe? Who controls it?
Section titled “Is my money safe? Who controls it?”It is non-custodial: no person holds your funds, and only your share token can redeem your position. But SAM is unaudited and routes through third-party protocols, so real risks remain. Read Risks and safety before depositing.
Where does my money actually go?
Section titled “Where does my money actually go?”Across several Sui lending markets at once: Scallop, Suilend (its main pool plus a few isolated markets), and NAVI. See Where your funds go.
Why did my allocation change, or why is a high-APY market holding little?
Section titled “Why did my allocation change, or why is a high-APY market holding little?”SAM allocates by the yield it has actually measured on-chain, not by advertised rates, and caps how much it puts into any one market. A market advertising a high rate may hold less until that yield shows up, or because it has limited liquidity. See Rebalancing.
What is “rebalancing” and who triggers it?
Section titled “What is “rebalancing” and who triggers it?”It is SAM moving liquidity toward the best-yielding markets. It is permissionless (anyone can trigger it) and the amounts are computed on-chain, so no one steers it by hand.
What’s the difference between the two APY numbers I see?
Section titled “What’s the difference between the two APY numbers I see?”The headline is a forward estimate of what the current mix pays; the 7d / 30d figures are the realized return measured from share-price growth. See Fees and yield.
Is there a minimum or maximum deposit?
Section titled “Is there a minimum or maximum deposit?”No maximum. The only minimum is that a deposit must be large enough to mint at least one share unit (dust-sized deposits are rejected so they aren’t lost).